Dear Attorney:

We are pleased to announce that Consumer Credit Counseling Service (CCCS) of Greater Atlanta is among a select group of agencies approved by the Executive Office for United States Trustees to provide budget and credit counseling and debtor education for bankruptcy filers nationwide. CCCS of Greater Atlanta is the headquarters for the CredAbility Network, a family of non-profit agencies serving consumers throughout the U.S. with offices in north Georgia, south Florida, middle Mississippi and east Tennessee.

We are committed to providing your clients with the quickest and most efficient way to comply with the credit counseling and debtor education financial literacy requirements of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. We also are committed to providing your clients with the compassionate, confidential and experienced counseling that we have been known for since 1964. With a 43-year history of serving consumers, CCCS is the trusted source for bankruptcy counseling and personal financial management education, and has been named the “Outstanding Agency” for four consecutive years by the National Foundation for Credit Counseling.

CCCS Express Service includes:

• 24-hour, 7-day a week, 365-days-a-year contact center
• Confidential counseling available in English and Spanish by phone and online 24/7/365
• Fully interactive Internet sessions that do not require phone call backs
• Scheduled telephone sessions that do not involve long hold times
• Dedicated toll-free number for client use, with call-queue prioritization
• Dedicated Internet portal for your bankruptcy clients (www.cccs-express.org)
• Client reminders to fulfill debtor education
• Immediate certificate e-mail when clients complete counseling and education sessions
• Immediate access to your client data via a secure website
• $50 fee per household for each counseling or education session
• Choose 1 of 3 escrow options with monthly billing or choose the no escrow option
• Dedicated Bankruptcy Relationship Group to handle your questions or emergencies

There is no fee to join the CCCS Bankruptcy Attorney program. To join, please complete the next few pages and submit your firm information. If you would prefer to fax the information, simply print these pages out and fax them to my attention at 1-800-447-0350. If you have questions, please contact me directly at 1-800-445-5905 or e-mail me at doug.erickson@cccsinc.org.

All of us at CCCS look forward to being of service to your firm and to your clients.

Sincerely,

Douglas D. Erickson
Bankruptcy Program Director